Tag Archives: north New Jersey

FEMA Assistance for Sandy Victims

President Obama at FEMA HQ planning help for Sandy victims
Información en español

Get general aid information and FEMA application information for specific counties in states Sandy hit hardest – Connecticut, New York, New Jersey & New Hampshire – that can apply right now. After a resident applies for assistance, a FEMA inspector will be assigned to assess the damage and determine what assistance the resident qualifies for. Then a check can be issued, or in the case of business owners, a referral will be made to the Small Business Administration for low-interest loan assistance.

  • Apply for FEMA Aid
  • Apply Online at DisasterAssistance.gov
  • Apply via a smartphone at m.fema.gov
  • Apply by Phone: Call (800) 621-3362

These are the kinds of assistance available from FEMA:

  • Rental payments for temporary housing for those whose homes are unlivable. Initial assistance may be provided for up to three months for homeowners and at least one month for renters. Assistance may be extended if requested after the initial period based on a review of individual applicant requirements.
  • Grants for home repairs and replacement of essential household items not covered by insurance to make damaged dwellings safe, sanitary, and functional.
  • Grants to replace personal property and help meet medical, dental, funeral, transportation and other serious disaster-related needs not covered by insurance or other federal, state and charitable aid programs.
  • Unemployment payments up to 26 weeks for workers who temporarily lost jobs because of the disaster and who do not qualify for state benefits, such as self-employed individuals.
  • Low-interest loans to cover residential losses not fully compensated by insurance. Loans are available up to $200,000 for the primary residence and $40,000 for personal property, including renter losses. Loans are available up to $2 million for business property losses not fully compensated by insurance.
  • Loans up to $2 million for small businesses, small agricultural cooperatives and most private, nonprofit organizations of all sizes that have suffered disaster-related cash flow problems and need funds for working capital to recover from the disaster’s adverse economic impact. This loan, in combination with a property loss loan, cannot exceed a total of $2 million.
  • Loans up to $500,000 for farmers, ranchers, and aquaculture operators to cover production and property losses, excluding primary residence.